This kind of sale I'm alluding to would certainly be a non-conventional sale.

No problem with down payment but will need conventional load which is not a problem as I have been pre approved many times just did not find right property.

But in this case what is the difference from the buyer prospective, other then they are getting a better loan/ equity situation then conventional financing?

9) adding multiple ADUs or adding an ADU to a quad looses F/F conventional financing.

Because based on those answers, you can just get a conventional loan. 

Keeping a 2.99% rate sounds great, but it may be costing you thousands of dollars if you are in the double digits with your other outstanding debts.

We have a shortage of qualified applicants and conventional renters, which was created over Covid 19.

So, this type of auction usually offers similar protections in the process as a conventional sale. 4.

My PMLs are people with self-directed IRA who are perfectly fine with 5-year term while earning double-digit returns passively tax-free in their SDIRA. 

I don't think those are bad things and sometimes the personal decision for your ideal life outweighs the "conventional hold forever" decision.You have options, that's the best place you can be.