I can buy a 2-4 unit with 20% down vs conventional can only buy a 2-4 INVESTMENT property with 25% down 4. there are options where DSCR loans dont repot to personal credit, helps in not having to show a bunch of paperwork or not one person in a partnership has to carry the debt5. way less paperwork to close on this loan type vs a conventional loan. we care about the income of the property you're buying and it's ability to service the debt of the property whether we use long term rents income, lease income, or air dna/bnb income.6. easily buy in partnerships, add people to your operating agreement, its as easy as that so bring partners into a deal. helps with scaling and raising capital or getting partners involved7. gift funds allowed to close on these as well, and like I said earlier, there's only a 10day seasoning period of funds with some lenders so that means you can literally have a private money lender deposit money into your account 11 days before closing, and you can use those funds to close!

I don't personally care about checks anymore so that wasn't an important feature for me. 

Personally, I would be careful in Florida.

Am here just to let folks know of my experience so others are careful when they get into this.

You have to be careful with these posts, that's when the Real Estate Agents come out and say that their market is best.The reality is you can make it work almost anywhere.

Regarding leverage - use it carefully!

So be careful

I buy deep though, and don't seem to care to budge on my bid given the scope. 

Add utilities, lawn and pool care $800-1000.

If you don’t care about maximizing loan amount then you could start whenever.