While yeah, each day on market, interest continues to accumulate (assuming there is still a loan) and/or maintenance costs accrue, taxes become due, HOA's may become due, etc. but, at least in this market, it also appreciates daily by some amount.

It is unlawful for any licensed real estate broker, or broker-salesperson or salesperson to offer, promise, allow, give or pay, directly or indirectly, any part or share of his or her commission, compensation or finder’s fee arising or accruing from any real estate transaction to any person who is not a licensed real estate broker, broker-salesperson or salesperson, in consideration of services performed or to be performed by the unlicensed person.

They expire X years after being entered and they accrue interest at Y% per annum (with X and Y differing per local law).

We don't hear from our attorney, yet every bill we get shows what we owe, plus $4100 and whatever late fee started accruing. 

However, interest is still accruing.

All the proceeds have gone to all the debt I’ve accrued, the home I lost during recent storms and Maria relief...

Maybe @David Krulac and @Chris K. might want to give you some input.The Tax Claim Bureau (TCB) does have an obligation to notify lien holders; but that does not guarantee it happened.I would try to identify the amount of the HOA lien that this particular house had accrued; if it isn't so high it might be less expensive to pay it rather than fight.You are not entitled to any rent until you receive the deed.

I want to ensure with the bank that if I get the account current that they will stop the proceedings and stop the accruing of penalties.

My lender told me the interest "accrues daily", and that the payment each month is based on this. 

If you buy the note .. then you prosecute the foreclosure you can credit bid note value and all accrued interest etc.. and maybe the opening bid is higher than anyone will bid.. but you can also bid if there is competitive bidding and your credit bid is already in.. so just brings some cashiers checks with you up to what you will pay.OR buy the note and then release the debtor buy doing a deed in Lui.. you would take title with the buggered up issues but if its long term hold who cares right ??