Regardless of the type of business...driveshare, handmade jewelry, auto repairs, food truck, whatever...you must also determine the cost of them operating that business, PLUS the cost of normal living expenses.

They buy a lot of gold and diamond jewelry. 

I've held a car title, jewelry, ect to hedge a rent payment.. and it's worked out.

There are a lot of multifamlies in the NE heights, downtown, and around the Central / Zuni / tramway area.

If you have other assets, cash on deposits, securities, boats, planes, cars, trailer, tons of appraised jewelry, inventory, leases or such, then you can use a UCC to file a lien on those assets.

A smattering of stocks via my 401Ks, some gold/silver, jewelry, firearms, art, etc....

The home owner retrieved a towel from inside his home, the woman dried off, dressed and left.It was at that point he re-entered his home to discover that he had been robbed of a handgun, jewelry and medication.

This is the case regardless of the type of collateral (cash, jewelry, real estate) you are using to collateralize the loan.

Wear expensive clothes, watches, jewelry, etc..

I think it's a bit tricky to just compare your NOI vs Net Worth because other assets should be part of your equation that aren't passive (car value, personal residence, jewelry, boat, plane, etc).