When I look st graphs on zillow it's definitely peaked.

The graph below is an example i did in another thread.  

We could use more of this teaching in our schools and households.Below is a good podcast on the milestones of financial independence. 

I think aiming for this is a good milestone if you plan to fully retire.

Also, you can manipulate charts and graphs to "show" anything you like because they are visual and we are merely human.

In studies measuring self-reported happiness, you'd expect a wide distribution and scatter-shot graph of the priorities of individuals, spanning a multitude of life trajectories. 

@Marcus Auerbach what data went into that graph?

Stop posting those BS graphs on total COVID deaths..... the other agents on the list infect 10's of millions of people a year worldwide...... take the current mortality rate of COVID and multiple it by 10's of millions.....The rate of transmission is different and the mortality rate is different....

Note that delinquencies are very much so correlated with unemployment rates (see graph on link below).

Here is a graph of Probability of Going Late By Payment Number that shows that half the loans will be late within 9 months, 25% within 4 months. prospers.org had a post reflecting similarities in default reates between LC and Prosper.