Our market is anywhere the numbers make sense, we have no geographical boundary. 

Could I get a good explanation as to what owner financing is and if it’s a good idea for purchasing an apartment complex?

@Brett A GarciaThere are income as well as geographical restrictions

For example, the city of Chicago has strategic investment areas (Chicago Invest South/West) & geographic corridors.

I just read your article and it’s a great, simple explanation on how to get started.

Security deposit amountYou can find plenty of examples by searching for "tenant estoppel certificate doc" or exchange "doc" with "pdf" for more options.Here is an example and explanation: https://eforms.com/rental/esto...Some have a lot of legal jargon but this document does not need to be so detailed.

Once you've landed on a geographic market, then I'd start doing the same for sub-markets or neighborhoods. $450K will go a long ways in a lot of different markets (except for CA!)

The exams offered questions that were likely to be on the actual test and once complete, you'd see what you got wrong along with explanations.

For an explanation of why, go to creditboards dot com and search for AMEX backdating.You really want to make sure that at the time the cards report each month, they are as low as possible.  30% is high enough to be hurting you.

I am going to be speaking to my previous loan officer just to get his explanation as well.