Payments that you make normally fall into one of 3 buckets100% of the payment can be factored in somewhere on the returnPartial payment can be factored somewhere on the return0% of the payment can be factored in somewhere on the returnHouse-hacking also has considerable tax implications in the event that you want to sell this property.You can potentially defer a portion or all of the gain on the investment property with 1031 exclusion.You can potentially exclude a portion or all of the gain on the personal residence with section 121 exclusion

Dwelling (Building coverage)The limit should be based on the Replacement Cost of the building (cost to rebuild withthe same kind and quality excluding the foundation)2.

My monthly payment is $3,600 excluding tax and insurance (50% of monthly net income). 

The law specifically excludes rentals under 250 square feet.

If you are a resident of a foreign country, and a tax treaty is in place between the US and your country of residence, the treaty may override the general rule.Sec 121 excludes some or all gain on a principal residence if certain ownership and use requirements are met. 

I can get insurance elsewhere, but it is more expensive, and they exclude the dog from coverage. 

In the last 90 days (excluding the 2.6 million dollar duplex), 101 duplexes sold in Pinellas and Hillsborough. 

Liability covers Bodily  Injury and Property Damage, excludes things like disagreements, Discrimination, etc.

This should exclude up to $250,000/$500,000 in taxable gain for a single/married person. 

The problem I am facing is if I make my investment property my primary residence, will I have to pay back any depreciation taken while it was a rental property and also since I have owned it for 17  years and rented for 15 years...will I be able to exclude capital gains if I tear down the house rebuild a larger house which I will live in for at least 4 more years?