Kind of a long post. 

I do have a couple of other options that are not attractive and would be "last resort" kinds of plays that I really don't want to entertain. 

The (few) gurus I have come across at these seminars, all kind of remind me of that syndicator I had a suspicion was lying (which he was.)

What kind of process do you go through when analyzing deals?

As long as it meets all the standard kinds of coverage, the lender shouldn't care either way.STR insurance usually FAR exceeds any kind of coverage that homeowners provides.Proper, CBIZ and Foremost are STR insurance providers.

The area continues to draw all kinds of people, including people willing to live there and be part of the cool part of Tampa.

This is comparable to other properties in the area of the same kind.

Source: Insurance - ValuePenguinNo rent control: Some states and metro areas have implemented various kinds of rent control.

Was just curious what kind of questions we should be prepared and expected to answer from the lending companies and if anyone had any advice on good questions to ask each lender when vetting each company.

Replacement Cost:  the cost to rebuild the structure from the foundation up with the same kind and quality.