In just the past month, I've met a handful of clients who match that exact demographic: young professionals who are ready to get their piece of the American Dream, but see how much a piece of crap 1950's tract-home is going to cost them in the Bay Area, and think to themselves "you've got to be kidding."

@Corey AbramsGo down to your local VFW, American Legion, recruiting stations, bases/stations where you can get in front of veterans.

This is the website   I was reading    https://www.nsarco.com/emotional-housing.htmlIt has a paragraph that states Property managers/landlords are NOT required to make a reasonable accommodation under the Fair Housing Act for ESAs or Service Animals in these cases: Buildings with 4 or less units where the landlord occupies one of the unitsSingle family housing sold or rented without a real estate brokerHotels and Motels are not considered dwellings under the FHA but are considered places of public accommodation under the Americans with Disabilities ActPrivate ClubsIf I am reading this right , since I only rent single family homes , and I dont use a broker .

I have used First American Bank in Las Cruces.

Earl,I use American Business Insurance and Derek Lacy is my point of contact.  

Remember you are dealing with the dregs of society that primarily survive through criminal activities.

Unless they have a host parent or something to those lines (an American who could co-sign) then we require last 2 months rent up front. 

For Utah County Lehi and American Fork and North East Orem are great little areas. 

Either way, if I am building wealth primarily in my 401(k) and perhaps in home equity, I am doing it way wrong IF I aspire to financial freedom at an age materially younger than traditional retirement age.If I were a typical American, interested in early financial freedom, I might well contribute to a 401(k), take the match, and defer my taxes.

I would love a detailed look at just what the average American goes through step by step when they buy their home .