Here's some info Brandon Turner did on his Blog:http://realestateinyourtwenties.com/blog/hard-money-lenders-loan-sharks-of-the-real-estate-industry/Alternatives you might try would be private lenders - friends, relatives, real estate agents, contractors, etc.

Keep in mind this also assumes you have no tax returns to go off of to calculate income so we use the 75% of gross rents - PITIA formula otherwise what you claim on your tax return is used to determine income (I have another blog post for this). $800 / .75% = $1066.67 min Market rent needed to qualify because at 1066.67 the underwriter will discount this by 25% down to 800 and 800 - 800 is 0 net income.

Check out the many blogs and podcasts for creativity and experienced input as well as tried and true techniques in various aspects of REI.

I also find it funny how in the podcasts Josh, Brandon and guests talk about purchasing houses in the sub $50k range where it seems in Baltimore and surrounding areas you would be restricted to D properties.Also, ill have to devote a good chunk of time looking over your blog.

There's lots of great infomation here between the forums, blogs and podcats there's a lot to pick up.

Welcome David,Look into the numerous blogs and podcasts here on BP that will definitely assist you in your REI journey.

Definitely get in some healthy networking, check out the podcasts and many blogs on here for a great learning experience.

I would like to learn a few fix and flip then get some buy and hold for longevity.It's scary of not knowing where to actually start but I know My mentor will be teaching me a lot on how to get started and just go for it instead of just reading and wishing to start, as I know if I keep positive and educating myself through these forums, blogs, books, and networking I will be able to succeed and help mentor others in the future.

It appears that someone only needs to create a "draft" of a blog post and not an actual blog post, in order to increase their rank on the "top posters" area on the "Member Blogs" section.

I love your blog!