Hope this helps you make a decision.

The decision should prioritize the route that furthers your investment objectives.

The majority of property owners incorrectly think that managing a property is easy and SEVERELY underestimate how much time it takes. 

While the leverage may be lower, banks typically offer fixed-rate options instead of adjustable rates.Remember, each property tour is an opportunity to gather valuable insights and make informed decisions.

It's great that you've made the decision to start with small family units for real estate investment.

You need to learn enough to put you at less risk of making a really bad decision.  

My take on converting to STR or MTR is that if you can't find one or several comps that make the decision a no brainer, don't do it. 

You want an accountant who can help you strategize and who is responsive when you want to know the tax consequences of the financial decisions you are making throughout the year.Good luck.

We’re here to help and ensure you have all the information you need to make the best decision for your real estate journey.Best,Julie Muse Hi Jatinder,Great questions, and I’m glad you’re doing your due diligence.

Your experience is relevant to the OP’s posts about all cash purchase but your responses do not cover other options or discounts them and in some instances your response has some incorrect stats   I will address some directly:- RE fell between 20% and 33% during the Great Recession (GR) not the 50% you claim.