And if an insurance company wants to take that higher risk, the should be allowed to make that decision without government intrusion.I'm not trying to argue, just adding some balance to the conversation :)@Joseph Reynolds, very true, I've been thinking about the same a remembering the couple of years leading up to the last crash@Matt Shields  and @@Charles Soper this conversation does make me appreciate the importance of renters insurance more than ever before@Jana Hristova, it's good to hear things are getting back to normal!

The biggest hurdle for this borrower will be the small loan balance.

As @Dan Wallace and @Ronald Rohde pointed out though, they are generally not going to give a loan on a strong property to a weak borrower just because it's a good property.They will want to see your personal financial statement/net worth/balance sheet and they will want to see that you earned good money in the last 2 years from some source on your tax returns.And this only makes sense, right?

Eugene Stokes, are you so brainwashed by this Snap Flip company that you do not see it’s an envasion of privacy to give all your financial information to complete strangers consisting of balances in your bank accounts, investments, 401k, credit cards, and disclose credit limits?  

You can serve a 3-day notice to pay or quit for any balance amount that is owed.

It would do some balancing in the context of my portfolio, to some degree; I've got a NNN lease expiring in Feb 2018, so this would provide some laddering of vacancy risk, of sorts.

That one could have gone in an entirely different direction.My balance with PoL is zero now; however, I did invest in the company when they did their seed round. 

They're the ones that tip the balance in the landlord's internal calculation of, "Is this life really worth it?"

If the bank is in a state that allows deficiencies, NOT selling it on the open market for the highest price possible could subject the bank to suit by the previous owner when the bank goes back after the, for the deficiency balance (Assuming there is one).

For any property on the MLS most agents are going to want to see one of two things from the buyer:  Proof of Funds (i.e. a printout of a bank statement with your name on it and a balance at or above the offer price) if it's going to be a cash offer; OR a pre-approval letter from a lender if it's going to be a financed offer.