@Brad Chatman I suggest you connect with investors who are investing where the cash flow deals are presently in chicago.

I just don't know how to word a letter that would present myself as being a serious buyer.  

-Have about $30k in savings and usually able to put $2k in savings every month unless I'm paying for some other expense like a vacation or Christmas presents or an emergency-I have no other means of retirement accounts (no 401ks or anything like that)Where we live now, we know it wasn't going to be our "forever" home.  

@Russell Brazil Thank you for your feedback and based on your statement knowing how to work with an appraiser shouldn't be an issue if you present yourself as a professional and respect the process.

In terms of presentation, look at each product as if YOU are getting them in the mail.  

Just a little background on my current situation, I am 24, currently renting, and have 2 boarders whom cover 90% of rent at present, I know they will not be around forever, however I have been debating whether or not to start looking into purchasing my own home first.

The treatment company will likely need access to their individual crawlspaces which could present a problem if you have a stubborn neighbor.  

Lots of new good paying jobs have moved to the area, and they are experiencing double digit real estate growth year over year.  

I felt the paperwork is about the same as a nationwide lender, but the turnaround time much quicker.Then find a deal and present it.  

@Rome Xu You need to run your numbers and present some analysis to a lender.