These are a few examples that may preclude you from having to accept the government as your business partner in NY. 

But state laws govern insurance, and agents knowledgeable of local conditions is important.I worked in an small insurance company once, with a brokerage in the same office.

Apparently New York Governer Cuomo added a new law  that adds lawful income as a protected class.

You have to be approved as a Section 8 Owner/Landlord; paperwork as only the government can manufacture it and, of course, a class you'll need to take.2. 

I like the class functions they you could segregate costs by unit, building, and even geographic locations, such as NY vs MA, through the use of classes, subclasses, down 10 levels.At the same time, I also did accounting on the side for a government funded non profit that that I use classes to segregate funding sources.

Opioids from Johns Hopkins and the University of Maryland Medical Center continue to flood the poorest of neighborhoods, leaving the African American communities in a perpetual state of addiction, along with the need for constant government assistance programs.

Once it gets to the point that lawyers, courts, and zoning is involved, you move at the speed of government.....in other words, it flows like molasses. 

The answer is not a government program.  

Utility companies, local, state, federal governments all have it.

You definitely want to check your local laws governing STRs, both current and any rumblings about future regulations.