I was a prosper.com lender until the NC DOJ instituted a cease and desist order that mirrored the federal order (see http://www.sec.gov/litigation/admin/2008/33-8984.pdf) They now meet SEC requirements, but the NC order is still in place.

And you had perfectly good assets being lost as the loans matured there was no way to refi and the underlying lenders foreclosed on perfectly good working assets because the owners could not retire debt in cash they had always banked on the ( OH MY BANK WILL roll the 20 due in 5 over they always have).. when they did not boom.. but I don't want to dwell on it I darn near ended up a statistic and its way in the rear view mirror.. but a combination of mortgage market  liar loans  credit freeze .. build stopped  jobs lost this all fed into it.take our PDX market .. 10k homes or doors built a year or more from 1990 to 2008... 2009   700 total that's all.. next year 1500 next year 2500 next year 3500 next year 5000 plus.. 

Your story here almost identically mirrors mine - my wife and I started renting out our guest bedroom on Airbnb, and then when that sold out we started offering up our own bedroom and crashing at my M-I-L's house.

The bottom seam of the patch is just below the top of the mirror. 

Platium and Palladium mirror overall economic activity and I think we are topping on that front. 

There is a lengthy trot around Murphys barn on the method but no REAL explaination....Sounds like a lot of smoke and mirrors to pump you up to buy then you have to buy it to find whats in it......Anyone?

Here in Calif, all the Cap Rates cited above are smoke & mirrors. 

That track and mech looks similar to ones for inexpensive metal framed mirror doors I've installed.

When anyone who could steam a mirror could get a sub-prime loan for up to 100% LTV the landlords took a hit.

The main finishes for laminate flooring are big embossed surface, middle embossed surface, little embossed surface, silk surface, crystal surface, mirror surface, V groove, feather grain surface and hand scraped surface.