Her commissions seemed higher than I was used to but I believe it's because she's good (consistently near top in her agency). 

Agency? 

I worked with Bailey Agencies in Groton.

Here is the language that I was given by my agent to use in the contract:Notwithstanding any other provisions of this Agreement, the parties agree and acknowledge that in the event either the Buyer, Buyer’s lender, Seller, any of their respective service providers, government agency or any other agency becomes the subject of a voluntary or mandatory COVID-19 virus quarantine or closure prior to or at the time of Closing, or if Buyer or Seller is the party to another transaction that is delayed as a result of a voluntary or mandatory COVID-19 virus quarantine, that results in the parties inability to perform on the Closing Date, the closing may be automatically extended by either party for a period of up to ten (10) business days after such quarantine or closure order is lifted, up to a maximum delay of thirty (30) days unless the parties otherwise mutually agree to extend the performance date further.

Usually you would either contact your local child support agency and speak to a case worker to see if they can provide you with some documentation. 

Please let me know if you have specific information about any agencies, organizations, etc., that can help tenants pay their rent... even if it is just a one month stipend. 

With dual agency, all the standard rules and expectations go out the window." 

Hey @Jared Comeau,Banks and agencies will definitely want to dig into the circumstances of the bankruptcy.

You can report it to a collection agency but first send them a certified letter stating that this is a formal request and if they do not comply you will have a debt collection agency go after it and it will effect their credit and lending opportunities in the future - you will have to do it for all 3 because they're responsible for it collectively.

If you are the one doing the BPOs to do your job properly you would need to estimate market value, which as an investor usually isn't where you want to be buying at price-wise.From what I understand, a person who has to request a BPO is often someone who has missed mortgage payments, but those payments haven't been reported to a credit agency yet.