Why do I mention this?

Something like the 60/40 split you mentioned.

Not to mention MFH 2-4 units appreciate much faster than Townhomes in general.  

And, as a previous commenter mentioned, so you want to manage an STR?

@Nick Belsky would love to speak with you about the lenders you mentioned.

Someone had mentioned that the option they want is WAY more expensive than an owner's policy of title insurance. 

Took him years to get the approval because of opposition from a neighborhood association that a lot adjacent to a residential area will reduce property values.As others have mentioned, if it's just a matter of getting loans, I rather shop around for banks that would do it.

I think the one thing I would do that no one mentioned is marketing.

I have only 3 doors now but I'm getting more soon.Some one mentioned REI Hub so I'm looking for some user reviews and other suggestions that you may have experience with.I downloaded the free 30 day trial of REI Hub but I think it will take more time to set up than the help it will provide.

We generally have enough visitors around warm weather holidays and while kids are out of school to keep occupancy high but the rest of the year can be very rough unless..2) It's ideal to be located in or very near one of the things I mentioned above that attract visitors to the area.