I certainly agree with Cameron.

@Greg PrattThumbs up on you taking the effort to explore your options.First, there are two errors in the comments posted by @Cameron Skinner.

@Cameron StevensTurnkey Investing is great for someone who is looking to get into passive real estate investing!

There could be other carriers to check, and as @Cameron Moore states, your best option is to partner with a good independent broker who can market your account each renewal.  

@Keith Amado - we are in Cameron (just north of Fayetteville) and have done really well over the past few years in Harnett and Cumberland county.

Thanks @John Mocker & @Cameron Moore for the mention.

@Cameron Hunt that's true, and with dividend paying stocks too.

@Cameron Norfleet:Thanks for the advice. 

Quote from @Cameron Moore: Insurance Broker here: I would love to offer both a list of dogs that insurance companies do not like/raise risk as well as an easy way to explain to applicants without offending anyone; (Akita, Alaskan Malamute, American Bull Terrier, American Staffordshire Terrier, Mastiffs, Chow Chow, Doberman Pinscher, Pit Bull, Presa Canario, Rottweiler, Staffordshire Bull Terrier, Wolf Hybrid) These are the dogs that you should always steer clear of. 

Hi Cameron, welcome to the community!