The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

How would you write an offer if you just did a drive-by?

Write your post

.), on paper my properties are functioning at a loss (great for taxes, terrible for DTI). 

Always get everything in writing. 

The bank from my understanding will be writing off a loss on this loan as there is not enough money to go around.Here is where it gets interesting, there is a second lien on the properties from a seller of a hotel that the current owner of the 21 unit bought seller finance. obviously there is not enough money to get this guy paid off as the bank is already taking a loss.

Check with your agent to make sure they are licensed to write with RLI in the state where you reside. 

The general issue with accepting a partial payment is that unless there is something in writing to the contrary it can be seen as evidence that a payment plan was made between you and the tenant.

Once you have a shortlist, sign up for an account with each one and test them extensively to see how they function.

Once you have a shortlist, sign up for an account with each one and test them extensively to see how they function.