Option C (selling) simplifies finances and provides a large lump sum (~$270K), but triggers significant capital gains taxes, potentially increasing Social Security taxation and Medicare premiums.

Be sure to check out the free tools BP provides to help analyze deals you may have and also market insights.

FHA loans, for instance, allow you to put as little as 3.5% down, making it easier to enter the market.Tax BenefitsMultifamily properties provide numerous tax advantages.

Avoiding Default Risk: If a business is at risk of falling below the acceptable DSCR threshold, refinancing can provide relief and help prevent default.It's important for businesses to analyze their specific financial situation and consider consulting with a financial advisor before making refinancing decisions.Always here to help

Your only real question here is how much additional equity can you earn before you sell before the rate resets and before you lose your capital gains exclusion, versus the opportunity costs if you sold and cashed out now.

If your credit is pulled for any reason, you will have to complete a letter of explanation and possibly provide more documents to show that no new debt was incurred.

Where I think that forum provides value is in hearing about where syndications are running into issues to learn more about questions to ask before investing.  

And should you provide property management services to others?

From the numbers you provide, at a glance it looks like you might be able to cover all you expenses.

Water/sewer/trash bills are killer in the City and they are ruthless about holding housing providers responsible while letting tenants repeatedly off the hook.