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I am in the initial stages of planning converting my detached over sized 2 car garage ( 30x26, 780sqft ) into an ADU.

its their Path to Progress initiative.

Positive cash flow not required initially if it yields a return later.- Something nice enough (or something that can be rehabbed nice enough) to Airbnb and enjoy visiting.

@Dean ValadezBased on your initial statement, you bought this property with value add potential.

You know the rumor that turnkey companies exaggerate numbers and you never get what was written on initial proposal, this is not the case for me.

There is a big difference between initial cash flow and the cash flow recognized over a long hold and the two have a poor correlation with each other.  

Up to $400k, fixed 5, 10, 15 or 30 year terms with draws after the initial draw.

Despite any initial apprehensions you may have, the process is far from intimidating.As someone entrenched in the lending industry myself, it's essential to clarify that our primary goal is not property repossession.

My initial thought is to purchase a multi-family home in the UWSP neighborhood.