I supposed I could argue that the back addition should be legalized since no one could tell me what it looked like before and there is no explicit violations cited in that two inch thick case file, but that's a huge risk.

You're probably looking at 15-20 terms max on those, maybe less or maybe ARMs or balloons.

The tax collectors here are very clear and explicit, as is escrow, that you are responsible for all amounts due after closing, whether or not you get a bill.

Your lender will also verify that the original transaction was arms-length.

Go to IREM.org search for ARM certified property managers.

Or explicit compensation for those services?

Other is an in-house loan with a 5yr ARM over a 30 Amortization with a 2/6 cap rate. starting around 4.75% but would potentially only need 15% but 20% for sure down payment. 25% down would stretch me with reserves.

Property Management companies sometimes have arms of their company that can help in sourcing properties, rehabbing if needed, then tenant placement.

Other team members can be accessed here.Go to IREM.org search for ARM certified property managers.

I got a quote for a 5/1 ARM at 3.0% interest rate with 10 year ballon amortizes over 30 years.