hi brandon. here is what you do. you need to build your credit as much as you can. first thing you want to do is take $1000 of that money you have and go to a bank near you, any bank. put it in an account. a week or so later, go back to that bank and ask to take out a secured loan for $1000. secure it with that account. they are NOT going to deny you. then, take that $1000 that you just borrowed and head to another bank and make an account with that $1000. a week or so later, go back to bank #2 and take out another secured loan for $1000, securing it with the $1000 account you just opened. repeat the process again and again until you have to pay back the original $1000. when you consistantly pay back all of those $1000 loans, you will have established your credit, using only $1000 of your own money, and you will have multiple banks that would be willing to loan you money in the future because you now have credit with them . in the mean time, look around for real estate deals with the rest of your money, they are out there and you can find them with the money that you have. good luck to you

The insurance company Denies coverage citing some exclusion in the policy.

TD Bank does them, among just a handful of others that I've heard of.I think the most important question here is were you denied because the bank just doesn't do those kinds of loans or were you denied because of the bankruptcy?

my business partner has great credit but not enough income...bank is acting distant about giving another mortgage. What are other ways to come up with money for financing duplexes and 4plexes? Should my partner get a ...

Denying a service animal can lead to huge headaches and legal problems. 

I'm not denying that the city and the state have been financially irresponsible and have some real fiscal challenges to deal with.  

And a week after the closing  we got a letter saying that our application for the loan has been denied !

Now landlord has denied from issuing me 60 day rider in the meantime I bought the house and moved out with 30 day notice. 

You could have 20% down but get denied because of your DTI and you won't know what you can and cannot do until you speak with them.  

I would just caution against not disclosing it is a rental as if it is not written incorrectly, coverage could be denied in the event of a claim.