I still think we have some juice left in the market and rental rates but the margins are really tightening up. 

@Dacia Bell I would suggest that you pick a specialty within Commercial.

If not, you need to get some creative juices flowing...

IF you are not willing or cannot do this, go to the track and bet your money on any horse. 2. call everyone you need to involve in a full circle deal and calculate what the costs are. get at least 3 quotes. 3. input those costs along with your spreadsheet model and your mortgage model. 4. make a decision based on "risk free rate of return" or what you can get with an alternative (reit, funds, mutual funds, gov. bonds, etc) add in your time billed at what ever you get paid (before tax)  add that time estimate to the cost. 5. recognize that you cannot go bankrupt buying a REIT stock but you can go belly up if you real estate purchase gets out of hand. 6.

@Brian Burke I have alway admired how you can cut to the heart of a conversation and make is as clear as a bell.  I

In the last down turn they were lax and when developers went belly up mid project the government and tax payers were footing the bill to finish some infrastructure and roads.

@Kush Gulmatico Putting a down payment of 25% will definitely juice up your ROI but it will also leave you with ample liquidity in case things go south.

Maybe you can juice it all the way up to 95% LTV if the rent would still cashflow.

Juice might not be worth the squeeze.

The juice just isnt worth the squeeze long term bro.