Usually these calculations are done on a spreadsheet provided by the lender with their specific formulas programmed into the sheet, there are some variations between lenders. 

Frank -Reunion Resort is a beautiful community with the variations of the architecture of the homes and the 3 golf courses. 

You could pull ~$200K out, $125K would be recouping the money for rehab, and $75K would be money for other investments (or any variation of that concept based on the numbers). 

I would caution that there is quite a bit of variation from HML to HML and that my expenses were probably on the low end.

Each will have different variations in the rules.

As @J Scott mentioned, lender have different variations of the "90 Day Rule".

The next variation is the closely held corporation, same idea but the shares are sold privately.

there are many ways to do this but all of them are variations of these above 3 techniques.all the best.

Maybe a small variation for regional (plumbers in San Francisco probably make (and charge) more than plumbers in Cleveland) Regarding CAPX and Maintenance - you can adjust lower because of the HOA responsibilities.EXAMPLE: HOA maintains the roof so you will never have to replace the roof out of your CAPX ...

Jake, One thing you’ll notice is there is a lot to variation in the property taxes around San Antonio, from low 2% to almost 3% in some areas.