Lenders and brokers/agents like to say  GO,GO,GO and get the buyer knee deep in costs hoping if some issues pop up they will stay committed to the deal.A good broker/agent tries to maximize discovery upfront at the smallest cost to their client to get ultra clarity on the viability of a deal going to closing before accelerating a bunch of costs in the process.

Upon an event of my default on the $90k note, the note & deed of trust would automatically vest in my friend, and he would step into the shoes of the lender to my borrower with the $100k obligation and property - friend is ultra secure and is basically getting 90 / 125 LTV based on not the market value, but the purchase price of borrower.

It's still only considered a rule of thumb, so people will tell you that 1% is un-obtainable in their market while others will boast well over the 1%.

Don't blow it by overshooting, just to project an ultra-high return that will attract capital but will fail to be delivered even if the market cooperates.

If you want a really big boast to your Investor career you should try and find some win/win property deals and get in touch with Travis Howard.  

@Brian Gibbons  this enforcement of the existing regulations will open doors for those with cash and those that specialize in ultra short term lending...

There is a coach that boasts a 33% response. 

I see a lot of "wholesalers" boasting bulloney just like this! 

This is less common in today's ultra-hot market, but real estate transacts in hot, cold and neutral markets as well.  

We all need a boast of encouragement once in a while to keep us moving forward.