Don't want to ignore folks who may have had necessities on layaway but my experience tells me otherwise.

Downsize.Cut out everything besides absolute necessities and get your spending down below your income and keep it there.If you or your family refuse to be satisfied with the basics while you get things in order.

I wouldn't say it's a necessity to have something like that in your domain name, but it will definitely make it clear to people exactly what you do, and possibly make it easier to remember than "johnsmithrealestate.com" as an example.

Can someone help me explain the necessity to put away money every month instead of pocketing the entire rent minus the mortgage if there is one?

Though in my experience, this is far more of a convenience than a necessity, and working with a lender outside of the market is just fine.  

For instance with little houses many times people run into brokers that did it out of necessity but really want sales.

I just bought Podio.com in necessity, Now I think I need something that can keep my books strait and, of course, handle crossing state lines and handle my multiple strategies.SO....Q: What do you use? 

Is this a necessity?

@Clint Shelley  big part of any type of perspcriptive easement is paying the tax's.this would be an easement by necessity... and I don't think the utls company would put utls in without an easement.also on the plat since its a private road there could very well be an easement for ingress and egress.. the city would want that for this very reason..

On the flip side, when you get into things like commercial and multifamily, debt is almost a necessity, but look how much money those guys are raking in!