Will it be a privacy issue/ solicitation if we directly specify name, address, loan details etc in direct mailer?

I’m open to suggestions on how to gain direct access to the seller and buyers or the right person who is in direct contact and avoid the chain.

If you and your girlfriend share housing or living expenses in any way, such a transaction between you and her IRA could be viewed as an indirect transaction between her IRA and herself - which would be prohibited and highly penalized.

That's actually what I do: the majority of my real estate portfolio is in direct real estate that I own, then the second highest allocation is in syndications/crowdfunding debt.

The only thing you'll need to hunt for yourself is a Lawyer because (especially in the state of Texas) many agents cannot legally refer an attorney.TREC Chapter 537 Professional Agreements and Standard Contracts; (b) A license holder may not:(8) employ or pay for the services of a lawyer, directly or indirectly, to represent a principal to a real estate transaction in which the license holder is acting as an agent.

It quickly becomes infinitely complex to analyze if you use ALL relevant information.Whether or not the market (or sub market) will appreciate or depreciate ultimately depends on humans making decisions whether directly or indirectly.

A cap rate is a metric of price, but it’s also an indirect assessment of risk.

Unfortunately PMs best interests are in direct conflict with your best interests. 

For example, in Kent County, Michigan, which includes the City of Grand Rapids, a study showed that craft breweries generated $7.05 million in direct spending from 42,426 visitors.

MikeOH,Thanks for all your direct and indirect advice (from reading your responses to other member's posts.)