I'm underwater on my mtg, have been denied a HELOC, been denied reactivation of a dormant HELOC and have medical bills that I'd like to pay so I can make good on my obligation.

Hi forums, Looking to see if anyone here has experience and can assist my situation.I've been denied two HELOC requests locally from M&T and Canaidagua NB in recent months.  

An offer has 3 outcomes: accepted, denied, or countered. 

What happens is the loan is denied and the transaction falls apart.

Do you deny the seller the actual cash buyer? 

(There was another post recently by someone who did exactly that and were subsequently denied.) 

BPI am a young professional who has been denying his entrepreneurial spirit for too long.

Generally required information may include: Applicant on-time for showing appointment Positive Government Issued ID Fully completed application for every occupant 18 years and older Applicant(s) able to pay complete deposit and rent deposit at time of lease signing Proof of adequate income which could include any of the following: Most recent paycheck stub Tax return copies for self-employed applicants Copies of deposit slips, investment earnings documents or Social Security earnings for retired applicants Any additional sources of income, ie child or spousal support, trust fund incomeIncome, Credit and Employment information required may include: Proof of verifiable employment and / or verifiable source of income Adequate gross income to rent ratio (2.5 to 3 times income to rent) No excessive debt which may impact applicant(s) ability to pay rent Good credit history free of negative credit issues which may indicate an applicant is high-risk and / or indicates a patternof payment delinquencyCourt Records: History of criminal activity (arrests and / or convictions by any occupant, adult or minor) which could negatively affect tenancyRental history information required may include: If applicant has prior rental experience, good references from prior landlord(s) No prior evictions on applicant(s) recordState dependent:ADVERSE ACTION NOTICE REQUIRED WHEN DENYING OR OFFERING CONDITIONAL TENANCY TO APPLICANTNote: In the event an applicant is denied tenancy, or any other form of adverse action is taken against the applicant including requiring an additional deposit, a qualified guarantor, last month’s rent, or increased monthly rent, the landlord is required to provide an Adverse ActionNotice.

Dear BP, one of the reasons I love this site is because there are so many people on BP that has so much knowledge about real-estate and investments among other things. So my latest issue is this. I tried refinancing a...

First rule for a good defense is to deny, deny, deny.