I use an AIA form.I was consider a premium contractor in certain areas of Brooklyn and Manhattan for many years.

NYC vicinity is tough but worth it - many folks are fleeing Manhattan due to the outrageous costs of living there.  

Venice and Manhattan Beach are two cases that come to mind.

Still think certain pockets are interesting but just crazy watching what is going on. http://streeteasy.com/blog/q2-2015-manhattan-marke...

Ontario is a baby and Toronto is becoming the next Manhattan.

It's hard to believe that a 2 bedroom in Brooklyn or queens (forget Manhattan) could get any more expensive than what it is.

In 2015 I moved from Rhode Island to Connecticut for a career bump; I am in the Cybersecurity industry and Manhattan (or the West Coast) is hot at the moment.

Being a born and raised Southern California guy, it's always amazed me that people are willing to over extend themselves to live in California where we have the highest state income tax of any other state, home prices are some of the highest in the country and obviously it's not cheap to rent here either, but peeps want the sunshine, etc. lolBased on an article in Forbes surrounding the 5 Best and Worst Cities for Affordable Rents, here were the findings: (Not sure if this information matters much OR will help other RE investors make informed decisions on where they choose to invest for BUY/HOLD properties, but I'm a believer that we all need to be educated and informed, and share with one another, so here you go)  The 5 worst U.S. cities for affordable rent#5 Orange County, California (Average Rent: $1,900; Rent as a share of income: 28%)#4 Los Angeles, California (Average Rent: $1,940; Rent as a share of income: 37%)#3 Manhattan, New York (Average Rent: $3,500; Rent as a share of income: 54%)#2 San Diego, California (Average Rent: $1,750; Rent as a share of income: 30%)#1 Miami, Florida (Average Rent: $1,390; Rent as a share of income: 36%)The 5 best U.S. cities for affordable rent#5 Columbus, OH (Average Rent: $850; Rent as a share of income: 17%)#4 San Antonio, TX (Average Rent: $910; Rent as a share of income: 20%)#3 Kansas City, MO (Average Rent: $870; Rent as a share of income 16%)#2 St.

Lets say you took a cash advancr of 25k at 2%...Do you pay the mobtly minimum payment pf just wait till the end of the term to pay it all off, after your profit?

I have sued experian twice in manhattan court over erroneous reporting- accounts with someone elses social security number entirely were being reported.