You pay about $5k in interest over the first 5 years, but it gives you some more "breathing room." 

From Research, taking the steps to connect to members of the industries, to seeing houses, to putting out the effort to present an offer on a property, every step I took--I made sure to breathe and whisper to myself 'Im proud of myself,' I know it doesn't seem like hard core meticulous advice, but it does start with the mindset to grow at every stage of the business. 

I will say this in defense of other management companies that charge for other things, no company can live, breathe and prosper on nominal 8-10% a month for a mngt fee, that’s typically like $4 to $6 a day they make.

The salesperson said the cork would help the floor breathe since it is concrete below.  

--The term "disability" means, with respect to an individual-- (A) a physical or mental impairment that substantially limits one or more of the major life activities of such individual; (B) a record of such an impairment; or (C) being regarded as having such an impairmentMajor life activities include such things as caring for one's self, performing manual tasks, walking, seeing, hearing, speaking, breathing, learning, and working.

Don’t hold your breath on that...  

No offense of course, but for someone like me that breathe SEO every single day, your sale pitch is nice, but too easy to achieve.

I was advised that I could apply for exemption but to not hold my breath.

Over time you will develop those skills as you understand the deals and not just memorize the facts and figures as I used to do.When all else fails, take a deep breath and say "Let me think about that"

Hello, 1st time posting, though I've been living and breathing allthings Bigger Pockets for the past 6 months.