It's very difficult to qualify the value of a $58,000 investment with a cap rate, because small fluctuations in expenses mean large variations in cap rate.

@Yael Fuerst, variations of this question are posted frequently.

@Brock Lister,Hubzu and some other auction sites use an odd variation on "proxy bidding" where your opponent in the resulting "bidding war" turns out to be the auction site itself on the seller's behalf trying to push you up closer to the reserve price (secret).From what I've read and heard, the best advice seems to be set an MAB (Maximum Allowable Bid) for yourself and stick to it.

Try to add different variation at the end of the name such as: "Properties", "Accusations", "Holdings" "Enterprise", etc.

Including legacy scores models, I would guess we have 20 variations on FICO alone.

When I'm feeling cheeky, I like to respond to realtors who say some variation of "rent is X but you can easily get Y" with a very innocent look and say "oh...why haven't they done that?"

it's good to use to keep it simple from financing and down payment variations,  which can be used to make something look better than it is.  

I would find them by googling hard money lender (or variations) for your area. 

On the other end of the spectrum, I've worked with incompetent agents who really struggled to deal with even the most basic variations when it comes to the insurance products.

It looks promising, especially the character randomization, which allows you to upload 15 variations of each letter, so it looks more realistic.Does anyone have experience using this for direct mail?