You want to break their neck!

Using your head for more than a neck weight.Chapter 3: Are you paying attention to Chapter 1?

In our neck of the woods yes.

. :) Sent you a message to connect since we are in the same neck of the woods!

Sounds like you’re looking to invest in my neck of the woods.

If you have a seller financed note, get a servicer, enjoy life, don't stick you neck out to take unnecessary risks and having to constantly keep up with current collection practices. :)

You'll flex your property management muscles a bit more going through FF than you would AirBnBOverall, I'd recommend giving FF a try! 

The bad part is that they eventually fail.In my neck of the woods, we budget $35,000 for a new system but hope for $20,000 - $25,000.The driving factor is how well the soil drains. 

I agree it's just as bad as shoplifting and if the law would allow it I'd remove the tenants by the their neck myself, but it doesn't.

As for your credit, I opened two HELOCs and it didn't negatively affect my credit score at all.One of my HELOC's is through Union Bank and I believe they're in your neck of the woods.