He's licensed so he's not the cheapest and not the most expensive but we've found him to be dependable and do quality work so we always recommend his team. 

Instead, we are licensed through the American Institute of Certified Tax Planners (which is a non profit).I agree with previous comments that with advanced tax planning, it should be a "no brainer" once you see the ROI. 

Disclaimer: While I’m an attorney licensed to practice in PA, I’m not your attorney.

Several things to contribute here: 1) Private Lenders with no credit experience emerge doing down payment and 100%/High LTV financing at the end of every cycle, 2) they're among the first to loose their shirts in every downturn, 3) although someone termed this type of lending "gator", it's not new, 4) the guy that coined it didn't get into real estate untill well after the last crash, 5) he has no real credit background or experience (he's never been a lender), 6) Google the guy's name and "looses professional license in AZ" to see what pops up, and finally 7) he's really effective at telling people what they want to hear, filling their heads full of hopes and dreams, getting them to buy his training, and his minios generally won't want to hear what a real, seasoned lending vet will try to tell them.

Talking with my lawyer, he tells me there are implications where a licensed agent can fall into legal trouble and possibly lose their license if they are involved within the fix/flip deal? 

Regarding tenant application, do you ask each tenant to fill out the complete California rental application form which requests all previous employment and residence details or only ask for the tenant's SSN and driver's license?

It was a single licensed manager with support staff, and turned out she had a family emergency and just stopped working.

Next lure in novice investors with promises they can replicate your success with little or no money when in actuality all you have to do is teach them how to buy low barrier single family homes and they will be appreciative because they don’t know any better :) All jokes aside, if you want to mentor/ coach obtain a real estate license and help investors purchase investment properties as you continue to learn the business.

I had previously had a lender offering 15% down but he is not licensed in MI, I was previously looking in AL. 

Regarding wholesaling, Illinois changed the law about 4 years ago which requires wholesalers, for the most part, to have an agent license.