He was illustrating, correctly by the way, how a federal court would view your questioning of the prospective tenant. 

Women are almost as guilty of gender-bias as men, as your post illustrates.  

Easy to read and understand, and the illustrations give it some life!

Also, I have talked to mortgage consultants and they have shown me cost illustrations for a conventional loan through mainstream banks that have minimum down as low as 3% with a 4% APR, and the monthly payments seem very reasonable.

Once the seller found out about this he said to the wholesaler if I find out where you live I will shoot you with a shotgun.I ask the question if wholesaling elicits that kind of response from the seller it seems to illustrate the point that it has no role for the seller who's basically feels like he's been robbed of 6kAlso the very fact that in general wholesalers don't want to go to a closing with all three parties there.

Geographic area for pulling comps, stay within confines of major roads as illustrated below. 7.

In a PM to somebody I stated something similar to the following to illustrate this point.  

I found some really good reports/slide decks that illustrate how even the tiniest of changes can increase or decrease response rates:http://www.the-dma.org/whitepapers/TestingDMWhitePaper-GAWrightFINAL100305.pdfThen some metrics about direct mail:http://www.ruthstevens.com/pdf/Allegra-DM-White-Paper-FINAL.pdfHead on over to Sharon's blog and watch her video interview with Joy Gendusa of Postcardmania and then pick up a free copy of Joy's e-book on postcards and direct mail:http://louisvillegalsrealestateblog.com/amazing-entrepreneurs-interview-with-joy-gendusaDan Kennedy has a ton of books on direct mail marketing that are filled with some excellent points - if you have an Amazon Kindle, you can check out some of his books for free - start with the relevant titles first.I've got two more months of postcards queued up before I can start doing any real testing, but I was able to expand my list to just a little over 7500 names, split it into 4 groups of almost exactly equal size.

Another thing I've done is searched through the Homes Illustrated-type publications and found realtors who specialize in investment properties.Good luck!!

I feel I'm on the right course but I keep hitting road blocks.Paul:My question was partially rhetorical, but I think the 50.9K cash-flow is not correct.Your dilemma above illustrates why we care little about CAP rates when underwriting a deal.