I wanted to start tracking my daily hours in the business and wanted to understand HOW I need to do this so it gets approved come tax time. 

I believe it started at $700/mo in the good old days of the recession and is now up to $1000 (undervalue about $150 for that area).

I’m new to the community and I’m planning to start a Section 8 rental property business.

I would recommend starting with them to get grounded if you haven't already. 

I just started researching when I saw you post. 

I started my career as a commercial banker a long time ago, but have been an independent mortgage broker for nearly a decade.

Joining BiggerPockets is a fantastic first step – it’s where so many great real estate journeys start.

I'm about to start my research but not sure where to start.

If violence occurs in a place, it doesn’t necessarily mean you should start worrying (if it’s rare).

Bank financing is very tough for anyone starting out so HML is generally ( unless you use your own cash or cash in your network) the only funding there is.. the goal has to be though moving towards bank financing so you get the best deal possible.. right now I am at 1/2 point and 7% and my bank pays for my appraisals.