Document your damages well with photos, keep all related invoices, and contact your Insurance person.Do not waste your breath "talking", in person or by phone (or texting), with the Managing Agent.

Rather than engaging, take a deep breath and then tell him that you are happy to take him off your mailing list or fix the error. 

......Pausing here while I catch my breath...OK...4 - Profits from sale, used as down payments, could probably buy enough rental properties (in areas that will actually cash flow) that should bring you more cash flow in one year than you could have made keeping the property for 12 years, and you'll remember this deal as the deal that started it all (and have a picture of the property on your office wall commemorating it).I'm assuming that breeze wind I just felt was you flying out the door prepping the house for sale.1 - Flip for profits.  2 - Use the profits as DP's on rentals.  3 - Repeat steps 1 and 2

So, you need more breathing room, not less.You do have to consider the environment where you're investing and your goals.

Breathe Jerryll Breathe...

This was really to give me breathing room. 

How many weeks is the heat and humidity so oppressive it's like breathing through a straw in Houston? 

We can afford it on a monthly basis but it does makes our personal budget tight with little wiggle room to grow any capital that way.Option 2 - Invest all cash as a down payment so loan is only $250k/Open HELOC at $350k limit to use for investing (assuming 80% LTV) - Our primary home monthly mortgage payment will be very low and allow breathing room in our personal budget.

., breathe down their necks to perform on their loans? 

They have great schools and it is a nice, clean and busy area, but I would not hold my breath looking for a property at a discount to rehab.