When funding your real estate deals, do you prefer PMLs or traditional bank financing?

That means at a much higher interest rate (currently at 3.5%)The bank said that would finance a single asset LLC.

Im amid the pre-qualification process at a local bank, and heard back that the lowest down payment they offer for a primary residence loan on a small multi-family property is 15%.

Some lenders might accept Airbnb/VRBO income reports or bank statements showing rental deposits, but this is less common.

Would a bank delay foreclosure during the redemption window?

I was looking to have it convert to a long-term mortgage and eventually cash out refinance to build a second duplex once enough equity built up  Unfortunately that is going to be designated as rural by almost every bank just for the acreage alone.

How many buyers have down payment, closing costs, and broker compensation sitting in their bank accounts?

If you know anything about commercial multifamily you know it takes a lot of upfront capital and when you are starting fresh banks require you to have someone on your team who has experience and the right net worth depending on the property.

Bank financing was facilitated but not finalized due to deaths of partners.

This assumes that 60 days is allowable notice for the increase in your jurisdiction.