EVERY area is vulnerable in one way or another.

I imagine then that those lenders that don't service their own loans are vulnerable to being plucked clean by those that do.

Exceptions are made for healthcare facility construction directly related to the COVID-19 response; affordable housing; public works projects when designated as essential by the lead governmental agency; shelters and temporary housing; projects necessary to provide critical services to certain vulnerable individuals; construction necessary to secure an existing construction site; and limited essential residential or business repairs.- Individuals may move residences only if it is not possible to wait until the Order expires, such as if a move is already planned or if it is necessary for safety or habitability.Direct link to summary of changes:https://cchealth.org/coronavirus/pdf/2020-0331-Summary-Superseding-Order-Changes.pdf

They probably have no credit cards and are vulnerable to shocks like having an expensive auto repair etc.Things can spiral quickly out of their control, even with good will.

Not sure if thats the correct approach but I dont want to anger the local esp bc he is not a youngster and in the vulnerable population

Although I see this as a safe space, there will be many of us at different levels of our business (me a beginner), I would hope we are not continually shamed for vulnerability in the group and tough learning lessons. 

Interesting, as I’d think SPG would be very vulnerable as well, as I think covid will help seal the fate of more malls.

A potential full asset protection structure (shield signifies protected, open lock means vulnerable):Here are the links to highres files:https://www.biggerpockets.com/files/user/CosIorg/file/asset-protection-onion-diagram-v2https://www.biggerpockets.com/files/user/CosIorg/file/asset-protection-decision-diagramhttps://www.biggerpockets.com/files/user/CosIorg/file/asset-protection-spectrum-diagramhttps://www.biggerpockets.com/files/user/CosIorg/file/asset-protection-structures

I would even venture to say we might see an uptick in numbers as the majority of guests do not have to fly to get here and our small towns probably feel less vulnerable than the theme park or beach areas. 

When you put yourself in the position where you do not have a professional operating on your behalf you make yourself very vulnerable and you reduce your opportunity for a good deal.