![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2980701/small_1711313255-avatar-marcelod11.jpg?twic=v1/output=image&v=2)
11 February 2025 | 0 replies
Investment Info:Single-family residence buy & hold investment.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3178751/small_1738618181-avatar-jakeg266.jpg?twic=v1/output=image&v=2)
3 February 2025 | 2 replies
The core principles in The Book on Rental Property Investing still hold up, but higher interest rates definitely change the game.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1654105/small_1621514511-avatar-jordanl159.jpg?twic=v1/output=image&v=2)
8 January 2025 | 38 replies
I’d hold the PM accountable for poor oversight—they should’ve been more proactive.That said, it’s also important to weigh the long-term relationship with your PM.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2508365/small_1738801936-avatar-danielp740.jpg?twic=v1/output=image&v=2)
11 February 2025 | 5 replies
Also, stay away from Insula Capital AKA Atlantic Capital Holdings out of New York (Long Island) I didn't lose $200,000 but lost $10,000 plus on a deal they gave us a funding letter for $300,000 cash for a flip we were purchasing.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3108130/small_1724707588-avatar-rened28.jpg?twic=v1/output=image&v=2)
1 February 2025 | 2 replies
I wouldn’t want to hold the loan for too long, so ideally it would be a 5 year term, presumably ballon payment at the end.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3174947/small_1737924595-avatar-marcz18.jpg?twic=v1/output=image&v=2)
5 February 2025 | 5 replies
As a percentage closing cost as percentage goes down as value increases but we will 15X to account for closing costsNo cash flow per OP.2% market appreciation equated to 30% + 15% = 45% 3% market appreciation equates to 45% + 15% = 60%4% market appreciation equates to 60% + 15% = 75%Recognize in virtually all markets the cash flow increases with hold length especially if a fixed rate loan.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3155876/small_1738099176-avatar-nathanw403.jpg?twic=v1/output=image&v=2)
1 February 2025 | 3 replies
I'm interested in flipping, and short-term rentals at the moment to build good cash flow, then pivot into more of a buy-and-hold/appreciation play 10-15 years from now.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2969547/small_1710098866-avatar-davids2772.jpg?twic=v1/output=image&v=2)
2 February 2025 | 4 replies
Working with a private lender can indeed come with challenges, particularly regarding qualifications and funding structures.For your cosigner, they typically will need to be a member of your LLC and the private lender will want them to hold 51% - depending on lender of course.Compensating your cosigner fairly is based on what both parties believe is fair.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/57139/small_1660933775-avatar-1marcus.jpg?twic=v1/output=image&v=2)
12 February 2025 | 156 replies
Versus buy and hold.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1881101/small_1722638136-avatar-kristal11.jpg?twic=v1/output=image&v=2)
12 February 2025 | 12 replies
I'm looking more for an overarching portfolio spreadsheet to track asset performance over the lifetime of holding the asset.If you have the property manager paying the mortgages, taxes, insurances, doing all the accounting, etc why not just ask them to generate whatever report you want?