The second violation gets them suspended until they watch a 5-minute video that addresses their violation and proper behavior, and then they pass a five-question test.

When I plug in the parameters for our test case:$150,000 at 3% for 30 years... it exactly matches the Vertex32 results for monthly payment and the principal and interest portions of the first 24 payments (turn off rounding on the Vertex32 spreadsheet).

Our plan was to do the traditional house-hack, but things haven’t gone as planned.During some self-testing followed by professional testing, we discovered lead in several high-traffic areas of the home.

If the loan is not being serviced by a third party then odds of getting this are going to be slim as most mom and pops don’t know how to do this but yes they should.  

We wanted to test out the Padsplit model and have it in our portfolio.

Just the lab test alone is $$.

And even though virtually every sponsor agreement allows me to share investment information with others who might be advising me on it (especially when club members are bound by an NDA), I still ask the sponsor if I can share it, because it's a test.

They use PRICE LABS to create these score cards that test your price, data is pulled from Price Labs, well guess what you can access that right from Price Labs you do not need to pay them for that.

Test out.

See the stress test above.