Rob Grove
Should I get my Real Estate Liscense
17 January 2016 | 29 replies
Alot of people on BP have provided some good information for you sift through and generate some ideas and hopefully some goals.
Kyle H
Foreclosure Auction : Narrowing Down Your List
3 February 2016 | 43 replies
Shuffling through files" is my description of what bidders would do at the auction...ten houses are going and they used to have to sift through all of their stuff to figure out what they needed to know about the property, where they valued it, what the condition is, what the title is like...that's about all I can say about that because I've never done it that way, I always had a better system.
Jason Risley
Looking for a HELOC! Need common-sense underwriting!
25 October 2016 | 7 replies
Its just knowing which ones to use to get what you want and what the pro's and con's are between each product given the goals you're trying to accomplish.A lot of bankers and independents in socal broker to TCF like Chris mentions above.I've had good experience getting rental income to be used in similar context to the above mentioned.The formula is simple for rentals that dont yet show up on your tax return its 75% of gross income minus PITIA (principal/interest/taxes/insurance/assessments) to arrive at your net income figure that will either be added to your income column if its positive or a liability to be qualified for if its negative.In cases where you just want to do a cash out refinance loan you could use 1 year tax program with Freddie Mac to avoid having to average both your 2015 and 2014 which causes more paperwork and more things for an underwriter to sift through and demand verifications and documentation on.The nice part about using a 1 year tax program for self employment or realtor income (in your case) is that since there is only 1 year tax for your self employment we only need to use 1 year tax income on your rentals as well which is a little known secret in the residential conventional lending world.This is great when you have a great 2015 or past return but your 2014 or 2 year ago return was not as good.
Rich Hupper
Doubting Buying Anything Right Now?
8 January 2016 | 18 replies
There's a ton of college students just trying to make a quick-buck in this particular industry, so you may have to do some sifting to get to the real experts.
Vincent Crane
Will we ever see another buyers market?
12 January 2016 | 63 replies
And even if someone could make an actionable prediction, you would not be able to sift through the other, incorrect predictions and pick out the person with a crystal ball.
NA NA
Wholesaler and title issues
15 May 2015 | 4 replies
Yes, we are in business to make money, but our primary goal is to offer solutions to that seller and if you are prepared to present them more than one possible solution, even if that means being more creative, you will be able to convert more leads, than if you are sifting and sorting thru motivated leads, looking only for those that have a clear titles.
Rich Riley
Why is Real Estate so Scammy?
3 November 2016 | 4 replies
Getting anything worthwhile usually means sifting through layers of ********.
Jon Lowhorn
Direct Mail Campaigns
5 November 2016 | 7 replies
I like using Listsource.com to pull lists, however I pull primarily Absentee/Owner Occupied lists.I know there are TONS of forums that discuss this topic as well, so if you don't receive the answer you were looking for here, I 'd recommend utilizing the search bar and sift through past forums.
Devin Cohan
New Pensacola BP member
5 July 2015 | 5 replies
I've listened to countless BP Podcasts, read more than my fair share of forum posts, and have sifted through hundreds of blogs on my quest to educate myself before I began posting.
Chuck K
Selling home on my own - first time
1 April 2013 | 13 replies
As a buyer, I will sift through FSBO.com , oodle.com, zillow.com and etc to find people trying to save a couple of dollars.