They focus on safety issues, such as wood rot, water damage, and structural integrity of balconies and decks.

Or you can create the policy donate it and should be able to get 2.5 times the value for tax purposes.

@Rene Hosman Generally, Reasons for Land Swaps are to: - Resolving zoning conflicts - Acquiring strategically important properties - Consolidating land holdings - Avoiding costly legal battles - Achieving public policy goalsWhen I was a Planning Commissioner projects would discuss land swaps for larger development projects to make sure the community impact was greater (typically gaining conservation land for us) than just allowing a rezone to be approved without public benefit.

Several options you can explore to get the down payment capital: Solo401k; HELOC on personal residence or from equity of the SFR; Cash Value Life Insurance Policy; Business Credit; Private Lenders, to name a few.

Trying to read between the lines it sounds like you have a regular owner occupied homeowners policy in place on a rental property. 

@Mohit Gupta  depending on number of occupants your regular insurance can cover it, read the policy, ours covers two roomers. 

Get some policies and procedures in place.

It makes us concerned about the safety of our funds.I can PM you the names and if its a legit response - I can update my view on the forum.

I am aware that since I’m renting one unit out I need a landlord policy, but can my policy be HO3 or does it have to be DP1? 

Policy is fine.