I spoke to several of the insurance agents we use here in the Disney area and they have all said that policies are regularly being written and by all they hear, will continue to do so. 

Once that extra rental started generating income, he realized the higher interest rate was just a temporary hiccup on the way to bigger returns.In your case, maybe look at a structure that keeps your best cash-flow property on a lighter refi (say 50% or 60% LTV) while you go a bit heavier on the one that’s not producing as much right now.

They were recommended to me by a local lender that I work with regularly.

I'll do that when I meet my investments are producing my final goal of $X.

It's more important to own investment income producing property that generates at least 10% annual ROI than it is to own where you live.

I also am in the industry already so I have a few regular networking groups and events that I attend.

Some of our deals produce out size returns, but most are in the mid teens.  

Dont go to the regular retail realtor who only deals with FHA or conventional mortgages like 80%+ of the people.

After a few months you figure out that your team has not really engaged your property on a regular basis.

Our mortgage brokerage works with real estate investors all across the country who face these same decisions regularly.