And finally they want success in real estate investing skipping the necessary years of experience, capital accumulation and mastering  lessons regarding real estate principles, law, and finance, by paying a “mentor” (guru) for a 3 day workshop and continual “mentoring”.  

One distinction that has not been brought up, a legitimate service animal is there to provide some vital service for it's handler therefore is never left home alone while everyone goes out shopping, dinner or sight seeing.  

So far it has been a nightmare for me with no end in sight.

Verification of income the property generatesi'm probably missing something with regards to due diligence, but once that is complete and you have an agreement in principle on the seller financing terms have an attorney review before signing on the dottled line

One of Pace's core teachings lies in the spirit of giving more than you take—a principle embraced by countless students, who readily extend a helping hand to those still seeking their first breakthrough.

While not in TN specifically, I have assisted clients do as you have described: live in a property as a principal residence for 2 years, rent it out for 3 years, then sell.Based on the situation described, you would appear to be eligible for the MFJ joint exclusion on principle residence on your 90% share.However, in order to retain that ability, the house will very likely need to be sold (ie, sale closed, not just under contract) by the end of this month. 

I have harped on this point continually, but many investors limit themselves and their wealth building because they do not educate themselves on three foundation principles necessary to understand and utilize the most effective wealth and estate building tactics and strategies in real estate.

I have a great locked in rate and want to use it to my advantage - without doing a traditional sale.Has anyone - or is it possible - to sell my own house utilizing the wrap around mortgage principles?

If it were me, I would think about 3-6 months of principle and interest reserves plus reserves for repairs/maintenance.

I am not trying to talk you out of anything you have you sights set on.