For example, if the roof was "under insured", or if the ground moved below the roof support (I learned recently that  earth movement is not covered under some policies, such as those on the bluffs of Lake Michigan falling into the water).

Maybe I'll make a policy to schedule all our leases to end in a spring/summer month range. 

@Daron Williams before you try and sell your lot you need to know that you may have to wait 2 years before getting a title policy. 

If a person has RCV or ACV policy makes a huge difference, than question of what coverage level people had and if they had policy add-on's that cover cost over-runs and all that fun stuff, not to mention contents. 

If so, I would recommend the buyer do their due diligence on the limitations of the inspection company's insurance policies. 

.: Quote from @Gregory Schwartz: A few thoughts, - let him know you're unable to show due to your showing policy.

In my opinion disclosure is always the best policy in both scenarios. 

The fire insurance companies dropped policies holders when they knew the fire was coming, in some cases, they're not even paying the full amount, and there's the case where some people didn't even have insurance.For those people who just want to walk away from this entire experience, is it possible that  morally-driven wholesalers can help them in a situation where not only the California government failed them, but also the Insurance companies?

Beyond the bedrock issue, soil conditions can be costly if the property has problematic soils such as too much silt, deep topsoil, or extensive wetlands.You'll also want to know what ordinances are going to affect your budget - things like tap fees, tree ordinances, storm water retention policies, etc.Bottom line is that you have to investigate ordinances, off-site conditions, and on-site conditions before you can even begin to budget your development.

I got a new insurance policy at a higher rate.