Having a person answer the phone costs the PM company substantially more than operating a support button with a delayed response.

The factors to consider are your overall objectives, your credit score, DTI and personal financial condition I recommend you find a broker or originator whom you can trust and have them weigh your options.

My grandfather, along with his twin brother, were home builders who transitioned into building and managing a significant multi-family portfolio, which remains family managed to this day.With my personal family background, as an agent I have largely engaged in the multifamily space working with legacy owners in the sale of their properties - from 6 unit, single building properties to 19+ unit, multi-building properties.

can anyone you know in person vouch for this lender? 

None of which I never actually met in person. 

I turn the tables on the wholesaler calls.. if i can get past the telemarketer and get to the owner I then explain to the owner how I can fund deals for them..

Offer a personal guarantee (reduces investor risk if you have the balance sheet for a PG to be worth anything).  

Can confirm Joseph is a real person 

A relative who does long-distance real estate investing told me that I have to sign the final loan document and the transfer of ownership document in person.

@Polat Caglayan The majority of investors who become involved in the section 8 program do so because they purchase lousy real estate and leasing the units to section 8 tenants is the best option on the table.