You will likely let it drag on for months out of pity till you are deep in debt.

If we decide Dragon passed by the community and look at units without my realtor I'll reach out to you, but like I said I live in West Kendall and won't be driving an hour north to just wander neighborhoods blindly.Me, thinking: How much trouble did it take for him to type all this, plus it's probably not worth mentioning the unit's multiple murder/flood/fire/mold issue (just kidding) in a town he works in but knows nothing about.

They renters (2) have a bearded dragon and an adult cat. 

Over time, the tax drag on your investments has an incredible impact on your wealth accumulation - and long-term tax-free compounding can provide you with several multiples of what comparable taxable investments can provide.Accountants also tend to focus strictly on the contribution to a 401k - and not the investment options within the 401k.

Wow this is eerily close to my potential scenario, right down to you being in finance and having weekends.Good for you for sticking it out though, i'm sure the last month has really started to drag on your motivation.

I'd buy a unicorn and fly around the world to party with Santa, the Easter Bunny, the Tooth Fairy, Puff the Magic Dragon, the talking M 'n M's and whoever else I could find that doesn't really exist.

That way, such fees effectively get paid first and you'll only be out at most one month of such fees (assuming you don't let late tenants drag on of course - always a good practice, not to do that).Also I've been told that generally judges in Rhode Island consider a late fee that is 5% of the monthly rental amount to be reasonable, and anything above that to be unreasonable.

that is a time drag on doing projects. 

I have an emotional support Komodo dragon.

But buying a non cashflow property even if you can cover the negative portion is going to be a drag on your future investment goals.