@Anthony Testino,No offense but you have people who know you and are willing to give you 200K with little return, but you don't want to go that route.

No offense to anyone, I just would rather learn from people who have experienced at least one full credit cycle in this business and know how to operate regardless of interest rates/market conditions.

Essentially the same offense, vastly different outcomes on paper.

[No offense intended against the seller].

This can be a criminal offense if enough money has changed hands.

And no offense, but you keep mentioning your attorney husband has never heard of a penalty for usury.

The $7k penalty was abated with no problem, as it was a first time offense.

Either they’re a official property management company which means they’re small and likely not capable of growing since the market is constrained; or they’re an individual who provides super/handyman support, which comes with administrative and people management burdens not worth the time investment.Btw- no offense to any wonderful zainseville property managers out there: the market just doesn’t pass my personal filters to be worth the time investment.Your situation may be different.

If guilty, you will be ordered to pay damages, and the maximum first offense penalty is $16,000 plus attorney's fees and court costs.

No offense, but that is just scamming your family to take 3% of their home value from them.