I do not go after properties that cannot support both sides of the equation: appreciation + cash flow = wealth.I really like the idea of using a HELOC because it is essentially a giant credit card. 

Is your title company not able to explain this or look into this for you?

I focus on Columbus, Ohio, which has seen significant growth, especially with tech giants like Intel, Meta, Amazon, and Google setting up operations, driving up property prices and job opportunities.

As an investor, I focus on Columbus, Ohio, which has been booming, especially with tech giants like Intel, Meta, Amazon, and Google expanding there.

I had a call with an accounting firm this morning and he mentioned something like he is not a CPA so he is not able to represent like CPA.What does it mean?

This type of deed is used for a variety of things, but most notably to clear up clouds on the title.

Congrats on saving up that's an amazing start.I would suggest holding off on flipping if you don't want to do it near you, although with $250k, you probably could find something even in California that you could flip, we hear horror stories from our clients all the time of how they hired a contractor but were not able to watch progress and fly in 2 months later to see almost no work done and most of the money spent.  

thanks for the replies, to clarify a bit more, I'm mainly looking for an agent who can be my eyes and ears in the case I'm not able to be there in person to view the property.

There has been significant growth, especially with tech giants like Intel, Meta, Amazon, and Google setting up operations (2 data centers), driving up property prices and job opportunities.

Future rental income is not able to be used.Keep in mind that retirement assets (401K, IRA, etc) are eligible towards reserves, and so are any other investment accounts.Rental income is only used towards the income portion of qualifying, not towards assets.Hope that helps.